Our lending limit is $20,000,000 on a residential loan.
Full Income Verification Usually regular 2 year tax retunes on personal and business and a full asset check to show where the proceeds for the transaction are coming from. On any program that requires reserve.
Alternative Income Verification Bank statements, either personal or business statements are used to verify ability to pay. No tax returns, no W2’s and no paystubs.
Asset Our asset based loan requires no income verification. Bank statements, liquid asset must be substantial to demonstrate the ability to pay.
In additional to traditional 30 year and 15 year fixed rates; we offer 5 year, 7 year and 10 year adjustable where the amortization is 30 years and rate will reset based on loan type.
We also offer programs that allows an applicant to have unlimited amount of properties.
We lend on one to four family homes, investment homes and second homes.
We lend to corporations, LLC and commercial entities.
We have various programs with FICO scores as little as 600